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Housing in Cumberland

Unitary authority

The north west of the North West. 282,343 people in 3,036 square kilometres.

17 layers about housing for Cumberland, each at the level its publisher released it, with its own date and source.

Open in map

Sales per year by neighbourhood

Worked out by Open Index · 2025

Under 1133 or more

Cumberland’s 177 neighbourhoods range from 5 to 87.

Average house price

Council
£170,966
HM Land Registry and partners · Jul 2026

Cumberland’s average house price was £170,966 in July 2026.

That is 23% lower than North West and 37% lower than the UK average.

Prices rose 3.3% in the year to July 2026.

Against North West
23% lower£221,445
Against the UK
37% lower£272,611

House prices since 2000

Monthly average house price, smoothed. Cumberland’s is 3.8 times its 2000 level, slower than North West’s.

House prices since 2000Average house price each month for Cumberland, North West, England, January 2000 to July 2026. Source: UK House Price Index.
House prices since 2000
MonthCumberlandNorth WestEngland
Jan 2000£45,187£47,625£71,017
Jan 2001£47,177£52,045£79,663
Jan 2002£49,382£57,578£90,840
Jan 2003£59,945£70,789£114,816
Jan 2004£78,957£88,994£131,914
Jan 2005£100,548£110,684£149,713
Jan 2006£111,554£121,111£157,240
Jan 2007£121,722£132,851£171,666
Jan 2008£127,845£137,996£181,037
Jan 2009£115,763£118,624£153,585
Jan 2010£119,797£121,963£164,711
Jan 2011£120,727£120,876£164,697
Jan 2012£112,963£117,050£164,449
Jan 2013£114,473£115,931£166,938
Jan 2014£117,420£120,781£177,748
Jan 2015£117,165£126,599£191,523
Jan 2016£122,370£133,204£208,050
Jan 2017£125,342£139,003£218,655
Jan 2018£127,703£144,796£227,594
Jan 2019£127,160£150,205£230,974
Jan 2020£127,644£153,141£234,049
Jan 2021£137,748£170,526£249,890
Jan 2022£144,482£186,704£270,231
Jan 2023£154,701£197,527£285,817
Jan 2024£158,798£196,802£278,060
Jan 2025£163,984£207,957£287,264
Jan 2026£171,181£215,385£290,511
Jul 2026£170,966£221,445£293,479

House price to pay

CouncilGreat Britain only
4.0×
Worked out by Open Index · 2025

A home in Cumberland costs 4.0 times local full-time pay.

Worked out by Open Index from the UK House Price Index and the ONS earnings survey.

House price to pay: Cumberland among every council348 areas from 3.1× to 23.4×. The middle area is 7.3×. Cumberland is 4.0×.

Sold prices

PostcodeEngland and Wales only

Published as points, so there is no single figure for Cumberland. The map shows each one.

Average private rent

Council
£681
ONS private rents · Aug 2026

The average private rent in Cumberland was £681 a month in August 2026.

That is 30% lower than North West and 51% lower than the UK average.

Rents in Cumberland rose 7.0% in the year to August 2026.

Cumberland is 10th lowest of 316 for average private rent.

Against North West
30% lower£969
Against the UK
51% lower£1,400

Rent since 2015

Monthly average private rent, smoothed. Cumberland’s is 47% higher than in 2015, slower than North West’s.

Rent since 2015Average private rent each month for Cumberland, North West, England, January 2015 to August 2026. Source: Price Index of Private Rents.
Rent since 2015
MonthCumberlandNorth WestEngland
Jan 2015£463£594£950
Jan 2016£466£603£983
Jan 2017£473£617£1,018
Jan 2018£479£635£1,029
Jan 2019£483£644£1,043
Jan 2020£488£655£1,065
Jan 2021£494£672£1,076
Jan 2022£506£700£1,104
Jan 2023£528£747£1,166
Jan 2024£561£809£1,264
Jan 2025£606£888£1,375
Jan 2026£653£941£1,423
Aug 2026£681£969£1,459

Annual price change

Council
3.3%
HM Land Registry and partners · Jul 2026
Against North West
25% lower4.4%
Against the UK
2.4 times1.4%
Annual price change: Cumberland among every council360 areas from −20.7% to 12.8%. The middle area is 2.3%. Cumberland is 3.3%.

Detached house price

Council
£284,679
HM Land Registry and partners · Jul 2026

The average price of a detached home in Cumberland was £284,679 in July 2026.

That is 27% lower than North West and 36% lower than the UK average for detached homes.

Against North West
27% lower£391,389
Against the UK
36% lower£444,936
Detached house price: Cumberland among every council348 areas from £175,111 to £4,525,386. The middle area is £447,347. Cumberland is £284,679.

Flat price

Council
£93,707
HM Land Registry and partners · Jul 2026

The average price of a flat in Cumberland was £93,707 in July 2026.

That is 33% lower than North West and 51% lower than the UK average for flats.

Against North West
33% lower£140,666
Against the UK
51% lower£192,704
Flat price: Cumberland among every council349 areas from £68,963 to £971,688. The middle area is £144,735. Cumberland is £93,707.

Semi-detached house price

Council
£177,511
HM Land Registry and partners · Jul 2026

The average price of a semi-detached home in Cumberland was £177,511 in July 2026.

That is 27% lower than North West and 36% lower than the UK average for semi-detached homes.

Against North West
27% lower£243,630
Against the UK
36% lower£278,555
Semi-detached house price: Cumberland among every council348 areas from £116,420 to £3,051,816. The middle area is £280,428. Cumberland is £177,511.

Terraced house price

Council
£141,273
HM Land Registry and partners · Jul 2026

The average price of a terraced home in Cumberland was £141,273 in July 2026.

That is 21% lower than North West and 39% lower than the UK average for terraced homes.

Against North West
21% lower£178,738
Against the UK
39% lower£231,945
Terraced house price: Cumberland among every council348 areas from £89,218 to £2,429,086. The middle area is £228,217. Cumberland is £141,273.

House sales per month

Council
296
HM Land Registry and partners · May 2026

296 home sales were recorded in Cumberland in May 2026.

Figures for the latest months are revised as more sales are registered.

House sales per month: Cumberland among every council360 areas from 6 to 894. The middle area is 114. Cumberland is 296.

One-bedroom private rent

Council
£508
ONS private rents · Aug 2026

The average private rent for a home with 1 bedroom in Cumberland was £508 a month in August 2026.

That is 28% lower than North West and 55% lower than the UK average for the same size of home.

Cumberland is 24th lowest of 316 for one-bedroom rent.

Against North West
28% lower£702
Against the UK
55% lower£1,136
One-bedroom private rent: Cumberland among every council316 areas from £401 to £2,640. The middle area is £732. Cumberland is £508.

Two-bedroom private rent

Council
£643
ONS private rents · Aug 2026

The average private rent for a home with 2 bedrooms in Cumberland was £643 a month in August 2026.

That is 27% lower than North West and 50% lower than the UK average for the same size of home.

Cumberland is 21st lowest of 316 for two-bedroom rent.

Against North West
27% lower£882
Against the UK
50% lower£1,281
Two-bedroom private rent: Cumberland among every council316 areas from £509 to £3,428. The middle area is £921. Cumberland is £643.

Three-bedroom private rent

Council
£785
ONS private rents · Aug 2026

The average private rent for a home with 3 bedrooms in Cumberland was £785 a month in August 2026.

That is 26% lower than North West and 45% lower than the UK average for the same size of home.

Cumberland is 29th lowest of 316 for three-bedroom rent.

Against North West
26% lower£1,056
Against the UK
45% lower£1,430
Three-bedroom private rent: Cumberland among every council316 areas from £608 to £4,074. The middle area is £1,129. Cumberland is £785.

Four-bedroom or larger private rent

Council
£1,093
ONS private rents · Aug 2026

The average private rent for a home with 4 or more bedrooms in Cumberland was £1,093 a month in August 2026.

That is 27% lower than North West and 47% lower than the UK average for the same size of home.

Cumberland is 28th lowest of 316 for four-bedroom or larger rent.

Against North West
27% lower£1,499
Against the UK
47% lower£2,080
Four-bedroom or larger private rent: Cumberland among every council316 areas from £806 to £5,650. The middle area is £1,607. Cumberland is £1,093.

Annual rent change

Council
7.0%
ONS private rents · Aug 2026

Private rents in Cumberland changed by 7.0% in the year to August 2026.

Cumberland is 37th strongest of 316 for annual rent change.

Against North West
21% higher5.8%
Against the UK
1.8 times3.8%
Annual rent change: Cumberland among every council316 areas from −2.4% to 13.4%. The middle area is 3.9%. Cumberland is 7.0%.

House sales per year

CouncilEngland and Wales only
4,672
Worked out by Open Index · 2025

4,672 homes were sold in Cumberland in 2025.

Worked out by Open Index from HM Land Registry Price Paid Data.

House sales per year: Cumberland among every council318 areas from 19 to 10,423. The middle area is 2,124. Cumberland is 4,672.

Median sale price

CouncilEngland and Wales only
£176,634
Worked out by Open Index · 2025

The median price paid for a home in Cumberland was £176,634 in 2025.

Worked out by Open Index from HM Land Registry Price Paid Data.

Median sale price: Cumberland among every council318 areas from £136,000 to £1,200,000. The middle area is £297,500. Cumberland is £176,634.