Housing

House price to pay

Average house price divided by median full-time pay for people living in the area.

Worked out by Open Index from the UK House Price Index and the ONS earnings survey

Level of detail
Council
Published for
Council
Covers
England, Wales and Scotland
Updates
Monthly
Latest period
2025
Published
16 September 2026
Fetched by Open Index
15 October 2026
Licence
Open Government Licence 3.0

Where it covers

  • England
  • Wales
  • Scotland
  • Northern Ireland(not covered)

No matching pay figure. Northern Ireland earnings are published separately by NISRA.

  • England294 of 296 councils have a figure
  • Wales22 of 22 councils have a figure
  • Scotland32 of 32 councils have a figure
  • Northern Ireland0 of 11 councils have a figure

13 councils have no figure for 2025. The map hatches each one and gives the reason.

  • No matching pay figure. City of London, Antrim and Newtownabbey, Armagh City, Banbridge and Craigavon, Belfast, Causeway Coast and Glens, Derry City and Strabane and 6 more
  • No house price figure for this council. Isles of Scilly

How it is made

Worked out by Open Index from the UK House Price Index and the ONS earnings survey.

The council's average house price for the latest month in the UK House Price Index, divided by its median gross yearly pay for full-time workers who live there in the latest year of the ONS earnings survey. The period is the pay year. Councils need both figures.

This snapshot uses average house price for July 2026 and median full-time pay for 2025.

Larger areas use the publisher’s own figures, never an average of smaller areas.

Zoom in past council level and the map keeps the council shapes and says so, rather than inventing detail.

  • Council2025 only

Before you use it

  • This is not the ONS affordability ratio, which uses different inputs and covers England and Wales only.
  • Prices and pay come from different periods. The prices are for the latest month published and the pay for the latest year.
  • Barnsley and Sheffield pay figures are for their boundaries before April 2025.

Colours on the map

Seven groups with about the same number of areas each, worked out from the latest period and held for every period, so colours mean the same over time.

How Open Index describes it

Page text on Open Index comes from this layer’s sentence rules, filled in with published figures. For Hackney:

A home in Hackney costs 12.2 times local full-time pay.

Worked out by Open Index from the UK House Price Index and the ONS earnings survey.

Sources and licences

HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland and the Office for National Statistics
Edition
Average-prices-2026-07.csv + UK-HPI-full-file-2026-07.csv
Published
16 September 2026
Fetched by Open Index
15 October 2026
Credit line

Contains HM Land Registry data © Crown copyright and database right 2026. This data is licensed under the Open Government Licence v3.0.

Office for National Statistics
Edition
ASHE 2025 provisional
Published
23 October 2025
Fetched by Open Index
15 October 2026
Credit line

Source: Office for National Statistics, Annual Survey of Hours and Earnings, licensed under the Open Government Licence v.3.0.

Credit the calculation as: Worked out by Open Index from the UK House Price Index and the ONS earnings survey.

Use this data