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Housing in Moray

Council area

North Scotland. 94,730 people (mid-2025 estimate) in 2,238 square kilometres.

8 layers about housing for Moray, each at the level its publisher released it, with its own date and source.

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Average house price by council

UK House Price Index · August 2026

Under £175k£600k or more

Moray’s average house price was £203,371 in August 2026.

Average house price

Council
£203,371
HM Land Registry and partners · Aug 2026

Moray’s average house price was £203,371 in August 2026.

That is 3% higher than Scotland and 26% lower than the UK average.

Prices rose 3.6% in the year to August 2026.

Against Scotland
3% higher£198,397
Against the UK
26% lower£273,037

House prices since 2004

Monthly average house price, smoothed. Moray’s is 3 times its 2004 level, faster than Scotland’s.

House prices since 2004Average house price each month for Moray, Scotland, United Kingdom, January 2004 to August 2026. Source: UK House Price Index.
House prices since 2004
MonthMorayScotlandUnited Kingdom
Jan 2004£68,782£76,662£126,179
Jan 2005£85,053£90,440£138,759
Jan 2006£98,538£105,257£147,360
Jan 2007£119,503£121,923£162,825
Jan 2008£135,843£133,172£171,137
Jan 2009£129,837£119,792£144,840
Jan 2010£135,962£124,112£154,268
Jan 2011£132,293£124,856£154,113
Jan 2012£124,148£120,989£152,831
Jan 2013£131,476£117,973£154,495
Jan 2014£131,174£122,220£164,137
Jan 2015£136,244£129,869£175,636
Jan 2016£136,358£131,634£189,268
Jan 2017£142,313£133,141£198,276
Jan 2018£146,417£141,353£206,844
Jan 2019£147,001£144,124£210,317
Jan 2020£145,539£147,731£213,657
Jan 2021£159,556£157,866£228,417
Jan 2022£170,181£173,589£248,031
Jan 2023£190,647£175,092£260,941
Jan 2024£183,132£179,248£255,972
Jan 2025£194,196£185,315£264,936
Jan 2026£196,074£189,219£268,814
Aug 2026£203,371£198,397£273,037

House price to pay

CouncilGreat Britain only
6.0×
Worked out by Open Index · 2025

A home in Moray costs 6.0 times local full-time pay.

Worked out by Open Index from the UK House Price Index and the ONS earnings survey.

House price to pay: Moray among every council348 areas from 3.1× to 22.9×. The middle area is 7.3×. Moray is 6.0×.

Annual price change

Council
3.6%
HM Land Registry and partners · Aug 2026
Against Scotland
24% higher2.9%
Against the UK
4 times0.9%

House price change since 2005

Monthly annual price change, smoothed. Moray’s is 85% lower than in 2005, behind Scotland’s.

House price change since 2005Annual price change each month for Moray, Scotland, United Kingdom, January 2005 to August 2026. Source: UK House Price Index.
House price change since 2005
MonthMorayScotlandUnited Kingdom
Jan 200523.7%18.0%10.0%
Jan 200615.9%16.4%6.2%
Jan 200721.3%15.8%10.5%
Jan 200813.7%9.2%5.1%
Jan 2009−4.4%−10.0%−15.4%
Jan 20104.7%3.6%6.5%
Jan 2011−2.7%0.6%−0.1%
Jan 2012−6.2%−3.1%−0.8%
Jan 20135.9%−2.5%1.1%
Jan 2014−0.2%3.6%6.2%
Jan 20153.9%6.3%7.0%
Jan 20160.1%1.4%7.8%
Jan 20174.4%1.1%4.8%
Jan 20182.9%6.2%4.3%
Jan 20190.4%2.0%1.7%
Jan 2020−1.0%2.5%1.6%
Jan 20219.6%6.9%6.9%
Jan 20226.7%10.0%8.6%
Jan 202312.0%0.9%5.2%
Jan 2024−3.9%2.4%−1.9%
Jan 20256.0%3.4%3.5%
Jan 20261.0%2.1%1.5%
Aug 20263.6%2.9%0.9%

Detached house price

Council
£315,635
HM Land Registry and partners · Aug 2026

The average price of a detached home in Moray was £315,635 in August 2026.

That is 14% lower than Scotland and 29% lower than the UK average for detached homes.

Against Scotland
14% lower£365,984
Against the UK
29% lower£443,846
Detached house price: Moray among every council348 areas from £184,929 to £4,344,621. The middle area is £446,962. Moray is £315,635.

Flat price

Council
£109,934
HM Land Registry and partners · Aug 2026

The average price of a flat in Moray was £109,934 in August 2026.

That is 21% lower than Scotland and 43% lower than the UK average for flats.

Against Scotland
21% lower£138,886
Against the UK
43% lower£194,148
Flat price: Moray among every council349 areas from £66,539 to £947,855. The middle area is £144,657. Moray is £109,934.

Semi-detached house price

Council
£199,910
HM Land Registry and partners · Aug 2026

The average price of a semi-detached home in Moray was £199,910 in August 2026.

That is 12% lower than Scotland and 28% lower than the UK average for semi-detached homes.

Against Scotland
12% lower£226,592
Against the UK
28% lower£278,675
Semi-detached house price: Moray among every council348 areas from £123,115 to £2,995,521. The middle area is £281,839. Moray is £199,910.

Terraced house price

Council
£158,832
HM Land Registry and partners · Aug 2026

The average price of a terraced home in Moray was £158,832 in August 2026.

That is 14% lower than Scotland and 32% lower than the UK average for terraced homes.

Against Scotland
14% lower£184,396
Against the UK
32% lower£232,505
Terraced house price: Moray among every council348 areas from £94,376 to £2,385,591. The middle area is £227,857. Moray is £158,832.

House sales per month

Council
137
HM Land Registry and partners · Jun 2026

137 home sales were recorded in Moray in June 2026.

Figures for the latest months are revised as more sales are registered.

House sales per month: Moray among every council360 areas from 11 to 909. The middle area is 120. Moray is 137.