Least and most affordable places in England to buy a home (2025)
Kensington and Chelsea was the least affordable of England’s 294 councils in 2025 (house price to pay 22.9×).
4 councils were the joint most affordable (4.1×). The middle council, Southend-on-Sea, had 7.8×.
2 councils have no figure, and they are listed at the end with the reason.
See it on the map| Rank | Council | Region | Value |
|---|---|---|---|
| 1 | Kensington and ChelseaLondon | London | 22.9× |
| 2 | WestminsterLondon | London | 16.9× |
| 3 | Hammersmith and FulhamLondon | London | 16.0× |
| 4 | CamdenLondon | London | 15.0× |
| =5 | EalingLondon | London | 14.4× |
| =5 | HaringeyLondon | London | 14.4× |
| =7 | ElmbridgeSouth East | South East | 14.2× |
| =7 | Richmond upon ThamesLondon | London | 14.2× |
| 9 | BrentLondon | London | 13.9× |
| 10 | Three RiversEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 13.4× |
| =11 | HounslowLondon | London | 12.9× |
| =11 | IslingtonLondon | London | 12.9× |
| =11 | Mole ValleySouth East ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South East | 12.9× |
| =14 | Kingston upon ThamesLondon | London | 12.7× |
| =14 | TandridgeSouth East | South East | 12.7× |
| =14 | WandsworthLondon | London | 12.7× |
| =17 | BarnetLondon | London | 12.6× |
| =17 | HertsmereEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 12.6× |
| 19 | HackneyLondon | London | 12.5× |
| =20 | MertonLondon | London | 12.3× |
| =20 | Windsor and MaidenheadSouth East | South East | 12.3× |
| 22 | ChichesterSouth East | South East | 12.1× |
| 23 | SevenoaksSouth East ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South East | 12.0× |
| 24 | HarrowLondon | London | 11.8× |
| =25 | SouthwarkLondon | London | 11.7× |
| =25 | Waltham ForestLondon | London | 11.7× |
| 27 | Epping ForestEast of England | East of England | 11.6× |
| 28 | GuildfordSouth East | South East | 11.5× |
| =29 | HillingdonLondon | London | 11.4× |
| =29 | St AlbansEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 11.4× |
| 31 | Epsom and EwellSouth East ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South East | 11.3× |
| =32 | Reigate and BansteadSouth East | South East | 11.2× |
| =32 | WaverleySouth East | South East | 11.2× |
| =34 | BrentwoodEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 11.0× |
| =34 | BuckinghamshireSouth East | South East | 11.0× |
| =34 | LambethLondon | London | 11.0× |
| =34 | OxfordSouth East | South East | 11.0× |
| =38 | CambridgeEast of England | East of England | 10.8× |
| =38 | EnfieldLondon | London | 10.8× |
| =38 | RedbridgeLondon | London | 10.8× |
| 41 | LewishamLondon | London | 10.6× |
| 42 | Surrey HeathSouth East | South East | 10.5× |
| 43 | Brighton and HoveSouth East | South East | 10.4× |
| =44 | CotswoldSouth West ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South West | 10.3× |
| =44 | SuttonLondon | London | 10.3× |
| =46 | BromleyLondon | London | 10.2× |
| =46 | GreenwichLondon | London | 10.2× |
| =46 | HartSouth East | South East | 10.2× |
| =46 | HorshamSouth East | South East | 10.2× |
| =50 | DacorumEast of England | East of England | 10.1× |
| =50 | RunnymedeSouth East ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South East | 10.1× |
| =52 | Bath and North East SomersetSouth West | South West | 10.0× |
| =52 | New ForestSouth East | South East | 10.0× |
| =52 | SpelthorneSouth East | South East | 10.0× |
| =52 | WokingSouth East | South East | 10.0× |
| =56 | Malvern HillsWest Midlands ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | West Midlands | 9.9× |
| =56 | Welwyn HatfieldEast of England | East of England | 9.9× |
| =56 | WinchesterSouth East | South East | 9.9× |
| 59 | BaberghEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 9.8× |
| =60 | AdurSouth East ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South East | 9.7× |
| =60 | HaveringLondon | London | 9.7× |
| =60 | Mid SussexSouth East | South East | 9.7× |
| =60 | South OxfordshireSouth East | South East | 9.7× |
| =64 | Barking and DagenhamLondon | London | 9.6× |
| =64 | Stratford-on-AvonWest Midlands | West Midlands | 9.6× |
| =66 | Tonbridge and MallingSouth East | South East | 9.5× |
| =66 | Tunbridge WellsSouth East ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South East | 9.5× |
| =66 | WatfordEast of England | East of England | 9.5× |
| =66 | West OxfordshireSouth East | South East | 9.5× |
| =70 | BexleyLondon | London | 9.4× |
| =70 | WokinghamSouth East | South East | 9.4× |
| =72 | ArunSouth East | South East | 9.3× |
| =72 | East HampshireSouth East | South East | 9.3× |
| =72 | RotherSouth East | South East | 9.3× |
| =72 | South HamsSouth West | South West | 9.3× |
| =72 | UttlesfordEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 9.3× |
| =72 | Vale of White HorseSouth East | South East | 9.3× |
| =78 | BasildonEast of England | East of England | 9.2× |
| =78 | LewesSouth East | South East | 9.2× |
| =78 | MaidstoneSouth East | South East | 9.2× |
| =78 | StroudSouth West | South West | 9.2× |
| =78 | Test ValleySouth East | South East | 9.2× |
| =78 | TraffordNorth West | North West | 9.2× |
| =84 | AshfordSouth East | South East | 9.1× |
| =84 | Bracknell ForestSouth East | South East | 9.1× |
| =84 | MaldonEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 9.1× |
| =84 | NewhamLondon | London | 9.1× |
| =84 | RochfordEast of England | East of England | 9.1× |
| =84 | SloughSouth East | South East | 9.1× |
| =90 | BroxbourneEast of England | East of England | 9.0× |
| =90 | CroydonLondon | London | 9.0× |
| =90 | South CambridgeshireEast of England | East of England | 9.0× |
| =90 | West BerkshireSouth East | South East | 9.0× |
| =94 | BristolSouth West | South West | 8.9× |
| =94 | CanterburySouth East | South East | 8.9× |
| =94 | WychavonWest Midlands | West Midlands | 8.9× |
| 97 | DorsetSouth West | South West | 8.8× |
| =98 | East HertfordshireEast of England | East of England | 8.7× |
| =98 | WealdenSouth East | South East | 8.7× |
| =98 | WiltshireSouth West | South West | 8.7× |
| =101 | Castle PointEast of England | East of England | 8.6× |
| =101 | East DevonSouth West | South West | 8.6× |
| =101 | HavantSouth East | South East | 8.6× |
| =101 | North DevonSouth West | South West | 8.6× |
| =101 | North HertfordshireEast of England | East of England | 8.6× |
| =101 | ReadingSouth East | South East | 8.6× |
| =101 | RushmoorSouth East | South East | 8.6× |
| =101 | Tower HamletsLondon | London | 8.6× |
| =109 | CrawleySouth East | South East | 8.5× |
| =109 | MeltonEast Midlands ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East Midlands | 8.5× |
| =111 | CherwellSouth East | South East | 8.4× |
| =111 | ExeterSouth West | South West | 8.4× |
| =111 | HerefordshireWest Midlands | West Midlands | 8.4× |
| =111 | TeignbridgeSouth West | South West | 8.4× |
| =115 | Basingstoke and DeaneSouth East | South East | 8.3× |
| =115 | Bournemouth, Christchurch and PooleSouth West | South West | 8.3× |
| =115 | BraintreeEast of England | East of England | 8.3× |
| =115 | HarlowEast of England | East of England | 8.3× |
| =115 | North NorfolkEast of England | East of England | 8.3× |
| =120 | BroadlandEast of England | East of England | 8.2× |
| =120 | ChelmsfordEast of England | East of England | 8.2× |
| =120 | East CambridgeshireEast of England ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East of England | 8.2× |
| =120 | LutonEast of England | East of England | 8.2× |
| =120 | South GloucestershireSouth West | South West | 8.2× |
| =120 | TewkesburySouth West | South West | 8.2× |
| =120 | WorthingSouth East | South East | 8.2× |
| =127 | Central BedfordshireEast of England | East of England | 8.1× |
| =127 | GraveshamSouth East | South East | 8.1× |
| =127 | HarboroughEast Midlands | East Midlands | 8.1× |
| =127 | HuntingdonshireEast of England | East of England | 8.1× |
| =127 | LichfieldWest Midlands | West Midlands | 8.1× |
| =127 | StockportNorth West | North West | 8.1× |
| =133 | BedfordEast of England | East of England | 8.0× |
| =133 | South StaffordshireWest Midlands | West Midlands | 8.0× |
| =135 | CheltenhamSouth West | South West | 7.9× |
| =135 | Derbyshire DalesEast Midlands ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East Midlands | 7.9× |
| =135 | Isle of WightSouth East | South East | 7.9× |
| =135 | North SomersetSouth West | South West | 7.9× |
| =139 | BrecklandEast of England | East of England | 7.8× |
| =139 | BromsgroveWest Midlands | West Midlands | 7.8× |
| =139 | CornwallSouth West | South West | 7.8× |
| =139 | DartfordSouth East | South East | 7.8× |
| =139 | Folkestone and HytheSouth East | South East | 7.8× |
| =139 | Milton KeynesSouth East | South East | 7.8× |
| =139 | SomersetSouth West | South West | 7.8× |
| =139 | South NorfolkEast of England | East of England | 7.8× |
| =139 | Southend-on-SeaEast of England | East of England | 7.8× |
| =139 | TorridgeSouth West | South West | 7.8× |
| =149 | BlabyEast Midlands | East Midlands | 7.7× |
| =149 | Mid DevonSouth West | South West | 7.7× |
| =149 | Mid SuffolkEast of England | East of England | 7.7× |
| =149 | SwaleSouth East | South East | 7.7× |
| =149 | YorkYorkshire and The Humber | Yorkshire and The Humber | 7.7× |
| =154 | Cheshire EastNorth West | North West | 7.6× |
| =154 | East SuffolkEast of England | East of England | 7.6× |
| =154 | FarehamSouth East | South East | 7.6× |
| =154 | South KestevenEast Midlands ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East Midlands | 7.6× |
| =154 | ThurrockEast of England | East of England | 7.6× |
| =154 | WarwickWest Midlands | West Midlands | 7.6× |
| =154 | West NorthamptonshireEast Midlands | East Midlands | 7.6× |
| =161 | ColchesterEast of England | East of England | 7.5× |
| =161 | MedwaySouth East | South East | 7.5× |
| =161 | ShropshireWest Midlands | West Midlands | 7.5× |
| =161 | ThanetSouth East ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South East | 7.5× |
| =161 | West SuffolkEast of England | East of England | 7.5× |
| =166 | EastleighSouth East | South East | 7.4× |
| =166 | West DevonSouth West ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | South West | 7.4× |
| =168 | Hinckley and BosworthEast Midlands | East Midlands | 7.3× |
| =168 | North West LeicestershireEast Midlands | East Midlands | 7.3× |
| =168 | North YorkshireYorkshire and The Humber | Yorkshire and The Humber | 7.3× |
| =168 | RutlandEast Midlands | East Midlands | 7.3× |
| =168 | StevenageEast of England | East of England | 7.3× |
| =173 | King's Lynn and West NorfolkEast of England | East of England | 7.2× |
| =173 | RushcliffeEast Midlands | East Midlands | 7.2× |
| =175 | CharnwoodEast Midlands | East Midlands | 7.1× |
| =175 | High PeakEast Midlands | East Midlands | 7.1× |
| =175 | ManchesterNorth West | North West | 7.1× |
| =175 | SolihullWest Midlands | West Midlands | 7.1× |
| =179 | DoverSouth East | South East | 7.0× |
| =179 | Forest of DeanSouth West | South West | 7.0× |
| =179 | LeicesterEast Midlands | East Midlands | 7.0× |
| =179 | RedditchWest Midlands | West Midlands | 7.0× |
| =179 | Ribble ValleyNorth West ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | North West | 7.0× |
| =179 | South HollandEast Midlands | East Midlands | 7.0× |
| =185 | EastbourneSouth East | South East | 6.9× |
| =185 | GloucesterSouth West | South West | 6.9× |
| =185 | HastingsSouth East | South East | 6.9× |
| =185 | North East DerbyshireEast Midlands | East Midlands | 6.9× |
| =189 | BuryNorth West | North West | 6.8× |
| =189 | PortsmouthSouth East | South East | 6.8× |
| =189 | SwindonSouth West | South West | 6.8× |
| =192 | LeedsYorkshire and The Humber | Yorkshire and The Humber | 6.7× |
| =192 | North NorthamptonshireEast Midlands | East Midlands | 6.7× |
| =192 | North WarwickshireWest Midlands | West Midlands | 6.7× |
| =192 | Wyre ForestWest Midlands | West Midlands | 6.7× |
| =196 | BroxtoweEast Midlands ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East Midlands | 6.6× |
| =196 | DudleyWest Midlands | West Midlands | 6.6× |
| =196 | East LindseyEast Midlands | East Midlands | 6.6× |
| =196 | FenlandEast of England | East of England | 6.6× |
| =196 | PeterboroughEast of England | East of England | 6.6× |
| =196 | StaffordWest Midlands | West Midlands | 6.6× |
| =196 | TorbaySouth West | South West | 6.6× |
| =196 | WorcesterWest Midlands | West Midlands | 6.6× |
| =204 | BirminghamWest Midlands | West Midlands | 6.5× |
| =204 | Cheshire West and ChesterNorth West | North West | 6.5× |
| =204 | GedlingEast Midlands | East Midlands | 6.5× |
| =204 | GosportSouth East | South East | 6.5× |
| =204 | North KestevenEast Midlands | East Midlands | 6.5× |
| =204 | NorwichEast of England | East of England | 6.5× |
| =204 | TendringEast of England | East of England | 6.5× |
| =211 | Cannock ChaseWest Midlands | West Midlands | 6.4× |
| =211 | Newark and SherwoodEast Midlands | East Midlands | 6.4× |
| =211 | Nuneaton and BedworthWest Midlands | West Midlands | 6.4× |
| =211 | OldhamNorth West | North West | 6.4× |
| =211 | SalfordNorth West | North West | 6.4× |
| =211 | WalsallWest Midlands | West Midlands | 6.4× |
| =211 | WarringtonNorth West | North West | 6.4× |
| =218 | Oadby and WigstonEast Midlands ONS says to use this figure with caution because its sampling error is large (coefficient of variation over 10%). | East Midlands | 6.3× |
| =218 | PlymouthSouth West | South West | 6.3× |
| =218 | SandwellWest Midlands | West Midlands | 6.3× |
| =218 | South DerbyshireEast Midlands | East Midlands | 6.3× |
| =218 | SouthamptonSouth East | South East | 6.3× |
| =218 | TamesideNorth West | North West | 6.3× |
| =218 | West LancashireNorth West | North West | 6.3× |
| =225 | East StaffordshireWest Midlands | West Midlands | 6.2× |
| =225 | IpswichEast of England | East of England | 6.2× |
| =225 | NottinghamEast Midlands | East Midlands | 6.2× |
| =225 | Telford and WrekinWest Midlands | West Midlands | 6.2× |
| =229 | Amber ValleyEast Midlands | East Midlands | 6.1× |
| =229 | BassetlawEast Midlands | East Midlands | 6.1× |
| =229 | RochdaleNorth West | North West | 6.1× |
| =229 | TamworthWest Midlands | West Midlands | 6.1× |
| =233 | BoltonNorth West | North West | 6.0× |
| =233 | BostonEast Midlands | East Midlands | 6.0× |
| =233 | CoventryWest Midlands | West Midlands | 6.0× |
| =233 | ErewashEast Midlands | East Midlands | 6.0× |
| =233 | Newcastle upon TyneNorth East | North East | 6.0× |
| =233 | SeftonNorth West | North West | 6.0× |
| =233 | WolverhamptonWest Midlands | West Midlands | 6.0× |
| =240 | Great YarmouthEast of England | East of England | 5.9× |
| =240 | RugbyWest Midlands | West Midlands | 5.9× |
| =240 | Staffordshire MoorlandsWest Midlands | West Midlands | 5.9× |
| =243 | AshfieldEast Midlands | East Midlands | 5.8× |
| =243 | DerbyEast Midlands | East Midlands | 5.8× |
| =243 | East Riding of YorkshireYorkshire and The Humber | Yorkshire and The Humber | 5.8× |
| =243 | KirkleesYorkshire and The Humber | Yorkshire and The Humber | 5.8× |
| =243 | LancasterNorth West | North West | 5.8× |
| =243 | Newcastle-under-LymeWest Midlands | West Midlands | 5.8× |
| =243 | WakefieldYorkshire and The Humber | Yorkshire and The Humber | 5.8× |
| =243 | WirralNorth West | North West | 5.8× |
| =251 | MansfieldEast Midlands | East Midlands | 5.7× |
| =251 | RossendaleNorth West | North West | 5.7× |
| =251 | SheffieldYorkshire and The Humber ONS publishes this figure for the council's boundary before 1 April 2025, when part of Barnsley moved to Sheffield. | Yorkshire and The Humber | 5.7× |
| =254 | BolsoverEast Midlands | East Midlands | 5.6× |
| =254 | ChesterfieldEast Midlands | East Midlands | 5.6× |
| =254 | NorthumberlandNorth East | North East | 5.6× |
| =254 | South RibbleNorth West | North West | 5.6× |
| =258 | BradfordYorkshire and The Humber | Yorkshire and The Humber | 5.5× |
| =258 | CalderdaleYorkshire and The Humber | Yorkshire and The Humber | 5.5× |
| =258 | ChorleyNorth West | North West | 5.5× |
| =258 | North TynesideNorth East | North East | 5.5× |
| =258 | RotherhamYorkshire and The Humber | Yorkshire and The Humber | 5.5× |
| =258 | West LindseyEast Midlands | East Midlands | 5.5× |
| =258 | Westmorland and FurnessNorth West | North West | 5.5× |
| 265 | HaltonNorth West | North West | 5.4× |
| 266 | LincolnEast Midlands | East Midlands | 5.3× |
| =267 | North LincolnshireYorkshire and The Humber | Yorkshire and The Humber | 5.2× |
| =267 | WiganNorth West | North West | 5.2× |
| =269 | FyldeNorth West | North West | 5.1× |
| =269 | KnowsleyNorth West | North West | 5.1× |
| =269 | LiverpoolNorth West | North West | 5.1× |
| =269 | PendleNorth West | North West | 5.1× |
| =269 | PrestonNorth West | North West | 5.1× |
| =274 | St. HelensNorth West | North West | 5.0× |
| =274 | WyreNorth West | North West | 5.0× |
| =276 | Blackburn with DarwenNorth West | North West | 4.9× |
| =276 | DoncasterYorkshire and The Humber | Yorkshire and The Humber | 4.9× |
| 278 | South TynesideNorth East | North East | 4.8× |
| 279 | BarnsleyYorkshire and The Humber ONS publishes this figure for the council's boundary before 1 April 2025, when part of Barnsley moved to Sheffield. | Yorkshire and The Humber | 4.7× |
| =280 | GatesheadNorth East | North East | 4.6× |
| =280 | Stockton-on-TeesNorth East | North East | 4.6× |
| =280 | Stoke-on-TrentWest Midlands | West Midlands | 4.6× |
| 283 | SunderlandNorth East | North East | 4.5× |
| 284 | DarlingtonNorth East | North East | 4.4× |
| =285 | BlackpoolNorth West | North West | 4.3× |
| =285 | HartlepoolNorth East | North East | 4.3× |
| =285 | Kingston upon HullYorkshire and The Humber | Yorkshire and The Humber | 4.3× |
| =288 | County DurhamNorth East | North East | 4.2× |
| =288 | North East LincolnshireYorkshire and The Humber | Yorkshire and The Humber | 4.2× |
| =288 | Redcar and ClevelandNorth East | North East | 4.2× |
| =291 | BurnleyNorth West | North West | 4.1× |
| =291 | CumberlandNorth West | North West | 4.1× |
| =291 | HyndburnNorth West | North West | 4.1× |
| =291 | MiddlesbroughNorth East | North East | 4.1× |
| – | City of LondonLondon No matching pay figure. | London | No figure |
| – | Isles of ScillySouth West No house price figure for this council. | South West | No figure |
Worked out by Open Index from the UK House Price Index and the ONS earnings survey. Source and method · See it on the map